Capital advisory
Plan how to pay for the acquisition, cover transaction costs and keep enough cash to operate. Compare funding options against the business’s earnings, repayment obligations and future investment needs.
The mandate
MerchantBanker.ca helps define the funding requirement and coordinates discussions with suitable lenders and investors under an agreed written scope.
Sources & uses
Assess senior secured debt and, where eligible, financing through the Business Development Bank of Canada (BDC), Farm Credit Canada (FCC), Export Development Canada (EDC) or participating lenders under the Canada Small Business Financing Program. Suitability depends on the borrower, use of funds, security and current program requirements.
Consider mezzanine debt, buyer equity, vendor take-back and contingent consideration against repayment capacity, control, security priorities and downside scenarios. Availability and terms are transaction-specific.
Financial Analysis examines cash flow, borrowing capacity, lender conditions and the proposed funding mix. An Information Memorandum can organize the business, financing request, risks and repayment logic for lender review.
Acquisition financing used to complete a purchase is distinct from standalone capital raising or securities activity. Such work requires a separate written scope and appropriate professional or regulatory review. MerchantBanker.ca provides financing advisory and coordination. Capital is supplied by participating lenders and investors, subject to their decisions.
Your next decision
Can the business support the proposed repayments and retain enough operating cash?
How Transaction Readiness works →A workable financing plan pays for the transaction and leaves enough flexibility to operate the business afterward.
How acquisition financing fits together →The next step